Author: gina_c

RIGHTS AND REMEDIES REGARDING STOLEN PROPERTY:Law Enforcement, Pawnbrokers, and Victims Introduction.   A borrower pawns personal property.  The pawnbrokers loans the borrower money, collateralized by the property.  The property turns out to be stolen, or allegedly stolen.  Law enforcement places a hold on the collateral, or worse, seizes the collateral.  A victim claims the stolen property is his…

A mechanics lien is a “hold” against your property, filed by an unpaid contractor, subcontractor, laborer, or material supplier, and is recorded with the county recorder’s office. If unpaid, it allows a foreclosure action, forcing the sale of the property in lieu of compensation. A lien can result when the prime contractor (referred to as…

If you are 62 or older, reverse mortgages are a way to borrow against the equity in your home (the value of your home minus any mortgage debt you may have) to provide what may be tax-free income (often referred to as cash flow). A reverse mortgage requires no scheduled loan payments until the loan…